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The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Warning Sign:
Altman Z-score of 0.78 is in distress zone. This implies bankruptcy possibility in the next two years.
Stendorren Fastigheter AB has a Altman Z-Score of 0.78, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Stendorren Fastigheter AB's Altman Z-Score or its related term are showing as below:
OSTO:STEF B'
s Altman Z-Score Range Over the Past 10 Years
Min: 0.36 Med: 0.78 Max: 1.54
Current: 0.78
During the past 13 years, Stendorren Fastigheter AB's highest Altman Z-Score was 1.54. The lowest was 0.36. And the median was 0.78.
Stendorren Fastigheter AB (OSTO:STEF B) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Stendorren Fastigheter AB Altman Z-Score Competitor Comparison
For the Real Estate - Diversified subindustry, Stendorren Fastigheter AB's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Stendorren Fastigheter AB Altman Z-Score vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Stendorren Fastigheter AB's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Stendorren Fastigheter AB's Altman Z-Score falls into.
Stendorren Fastigheter AB Altman Z-Score Calculation
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Stendorren Fastigheter AB (OSTO:STEF B) has a Altman Z-Score of 0.78 as of Aug. 01, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Stendorren Fastigheter AB and its competitors. This is near median its historical median of 0.78. Over the past decade, Stendorren Fastigheter AB's Altman Z-Score has ranged from 0.36 to 1.54. According to the industry distribution chart, Stendorren Fastigheter AB ranks #1200 out of 1726 companies in the Real Estate industry, placing it in the top 69.5%.
Is Stendorren Fastigheter AB's Altman Z-Score too high?
Stendorren Fastigheter AB's current Altman Z-Score of 0.78 is near median its 10-year median of 0.78. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 1.54. The Real Estate industry median Altman Z-Score is 1.31. Stendorren Fastigheter AB's value of 0.78 is 40.5% below this industry median. Based on the distribution chart, Stendorren Fastigheter AB ranks #1200 out of 1726 companies in the Real Estate industry, which is below the industry midpoint. Overall, Stendorren Fastigheter AB has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Stendorren Fastigheter AB's Altman Z-Score compare to competitors?
According to the Real Estate industry distribution chart, Stendorren Fastigheter AB ranks #1200 out of 1726 companies for Altman Z-Score. This places Stendorren Fastigheter AB in the lower half of its industry. The industry median Altman Z-Score is 1.31. Stendorren Fastigheter AB's value of 0.78 is 40.5% below this benchmark. Historically, Stendorren Fastigheter AB's own Altman Z-Score has ranged from 0.36 to 1.54 over the past decade. While the company's 10-year median is 0.78 vs. the industry median of 1.31, Stendorren Fastigheter AB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Real Estate company?
The median Altman Z-Score among Real Estate companies is 1.31, based on 1,726 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stendorren Fastigheter AB's current Altman Z-Score of 0.78 is 40.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Stendorren Fastigheter AB and its competitors. For the Real Estate industry, the median Altman Z-Score is 1.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stendorren Fastigheter AB's current Altman Z-Score is 0.78, which is near median its own 10-year median of 0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stendorren Fastigheter AB stock overvalued right now?
Based on GuruFocus' analysis, Stendorren Fastigheter AB (OSTO:STEF B) is currently considered Modestly Undervalued. The stock's GF Value™ is kr218.80, compared to a current price of kr182.40 — trading 16.6% below its estimated fair value. The current Altman Z-Score is 0.78, which is near median its 10-year median of 0.78 and 40.5% below the Real Estate industry median of 1.31. Stendorren Fastigheter AB's overall GF Score™ is 88/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Stendorren Fastigheter AB (OSTO:STEF B), the current Altman Z-Score is 0.78 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Stendorren Fastigheter AB (OSTO:STEF B) Overvalued in 2026?
Based on GuruFocus' analysis, Stendorren Fastigheter AB stock appears to be undervalued.
The current stock price of kr182.40 is trading 16.6% below its estimated GF Value™ of kr218.80.
GuruFocus considers Stendorren Fastigheter AB to be Modestly Undervalued.
Key valuation signals for OSTO:STEF B:
Altman Z-Score: 0.78 (near median its 10-year median of 0.78)
GF Value™: kr218.80 vs. price of kr182.40 (16.6% below fair value)
Industry Position: 40.5% below the Real Estate median (#1200 of 1726)
No single metric tells the full story. See the OSTO:STEF B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Stendorren Fastigheter AB is an expansive real estate company within logistics, warehousing and light industry in Nordic growth regions. Its business model is centered on increasing net asset value through property acquisitions, rental income growth associated with urbanization in metropolitan areas, and the development of existing properties, including its building rights portfolio.
88GF Score
Get the complete analysis for OSTO:STEF B
Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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